|
On
October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to
$250,000 per depositor through December 31, 2009.
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Current Rates
|
Checking and Savings |
|
Account Type |
Interest Rate |
APY* |
| Cornerstone Club Checking |
| $25,000.00 and over |
.50% |
.50% |
| $2,500.00 - $24,999.99 |
.45% |
.45% |
| below $2,500.00 |
.25% |
.25% |
| Fifty Plus Checking |
| $25,000.00 and over |
.60% |
.60% |
| $2,500.00-$24,999.99 |
.50% |
.50% |
| $500.00-$2,499.99 |
.25% |
.25% |
| Interest Checking |
| $2,500.00 and over |
.25% |
.25% |
| $1,000.00-$2,499.99 |
.20% |
.20% |
| Business Interest Checking |
| |
.75% |
.75% |
| Statement Savings |
| |
.75% |
.75% |
| Health Savings Accounts |
| $2,500.00 and over |
.50% |
.50% |
| $1,000.00 - $2,499.99 |
.45% |
.45% |
Money Market Checking |
| $50,000.00 and over |
1.90% |
1.92% |
| $25,000.00 - $49,999.99 |
1.25% |
1.26% |
| $2,500.00-$24,999.99 |
.90% |
.90% |
| $500.00-$2,499.00 |
.70% |
.70% |
Above rates subject to change. Earnings on account may be
reduced if fees are incurred.
APY is accurate as of 11/07/2008.* = Annual
Percentage Yield
Variable rate accounts - subject to change after account is opened.
|
|
Certificate of Deposit |
| Account Type |
Minimum Opening Deposit |
Interest Rate |
APY* |
| 3 Month Fixed Rate |
$1,000.00 |
1.50% |
1.51% |
| 6 Month Fixed Rate |
$1,000.00 |
1.73% |
1.74% |
| 12 Month Fixed Rate |
$500.00 |
2.70% |
2.73% |
| 12 Month Variable Rate*** |
$100.00 |
Call for rate |
Call for APY |
| 18 Month Fixed Rate |
$500.00 |
2.75% |
2.79% |
| 21 Month Fixed Rate
|
$500.00 |
3.05% |
3.09% |
| 24 Month Fixed Rate |
$500.00 |
3.19% |
3.24% |
| 30 Month Fixed Rate |
$500.00 |
3.29% |
3.34% |
| 36 Month Fixed Rate** |
$500.00 |
3.44% |
3.50% |
| 48 Month Fixed Rate |
$500.00 |
3.68% |
3.74% |
| 48 Month Variable Rate*** |
$500.00 |
Call for rate |
Call for APY |
| 60 Month Fixed Rate |
$500.00 |
3.68% |
3.74% |
| Jumbo 7 Day Fixed Rate |
$100,000.00 |
.75% |
.75% |
| Jumbo 14 Day Fixed Rate |
$100,000.00 |
.75% |
.75% |
| Jumbo 30 Day Fixed Rate |
$100,000.00 |
.80% |
.80% |
| Jumbo 60 Day Fixed Rate |
$100,000.00 |
.85% |
.85% |
| Jumbo 90 Day Fixed Rate |
$100,000.00 |
1.50% |
1.51% |
| Jumbo 180 Day Fixed Rate |
$100,000.00 |
1.73% |
1.74% |
| Jumbo 12 Months fixed |
$100,000.00 |
2.70% |
2.73% |
| Jumbo 18 Months fixed |
$100,000.00 |
2.75% |
2.79% |
| Jumbo 21 Months fixed |
$100,000.00 |
3.05% |
3.09% |
| Jumbo 24 Months fixed |
$100,000.00 |
3.19% |
3.24% |
| Jumbo 30 Months fixed |
$100,000.00 |
3.29% |
3.34% |
| Jumbo 36 Months fixed** |
$100,000.00 |
3.44% |
3.50% |
| Jumbo 48 Months fixed |
$100,000.00 |
3.68% |
3.74% |
| Jumbo 48 Months Variable Rate*** |
$100,000.00 |
Call for rate |
Call for APY |
| Jumbo 60 Months fixed |
$100,000.00 |
3.68% |
3.74% |
Above rates are subject to change.
APY is accurate as of 11/07/2008 and assumes interest will remain on deposit until maturity.
Penalty for early withdrawal.
All CD's are automatically renewable.
Interest is compounded monthly and credited monthly to all CD accounts.
* = Annual Percentage Yield
*** = Subject to change after account is opened.
** =Available with new Senior Checking Account. |
|
IRA Certificates |
| Account Type |
Minimum Opening Deposit |
Interest Rate |
APY* |
| 6 Month Fixed Rate |
$500.00 |
1.73% |
1.74% |
| 12 Month Fixed Rate |
$500.00 |
2.70% |
2.73% |
| 18 Month Fixed Rate |
$500.00 |
2.75% |
2.79% |
| 18 Month Variable Rate*** |
$100.00 |
Call for rate |
Call for APY |
| 24 Month Fixed Rate |
$500.00 |
3.19% |
3.24% |
| 30 Month Fixed Rate |
$500.00 |
3.29% |
3.34% |
| 36 Month Fixed Rate** |
$500.00 |
3.44% |
3.50% |
| 48 Month Fixed Rate |
$500.00 |
3.68% |
3.74% |
| 48 Month Variable Rate*** |
$500.00 |
Call for rate |
Call for APY |
| 60 Month Fixed Rate |
$500.00 |
3.68% |
3.74% |
| Jumbo 6 Month |
$100,000.00 |
1.73% |
1.74% |
| Jumbo 12 Month |
$100,000.00 |
2.70% |
2.73% |
| Jumbo 18 Month |
$100,000.00 |
2.75% |
2.79% |
| Jumbo 24 Month |
$100,000.00 |
3.19% |
3.24% |
| Jumbo 30 Month |
$100,000.00 |
3.29% |
3.34% |
| Jumbo 36 Month** |
$100,000.00 |
3.44% |
3.50% |
| Jumbo 48 Month |
$100,000.00 |
3.68% |
3.74% |
| Jumbo 48 Month Variable Rate*** |
$100,000.00 |
Call for rate |
Call for APY |
| Jumbo 60 Month |
$100,000.00 |
3.68% |
3.74% |
Above rates are subject to change.
APY is accurate
as of 11/07/2008 and assumes interest will remain on
deposit until maturity.Penalty for early withdrawal.
All IRA's are automatically renewable.
Interest is compounded monthly and credited monthly
to all IRA accounts.
* = Annual Percentage Yield
*** = Subject to change after account is opened.
** =Available with new Senior Checking Account. |
Please contact a loan officer for rate quotes on Loans at (864) 306-1444. |
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