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Founded on Value.  Built on Service. 

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Current Rates

Checking and Savings

Account Type

Interest Rate

APY*

Cornerstone Club Checking

     $25,000.00 and over

.15%

.15%

     $2,500.00 - $24,999.99

.10%

.10%

     below $2,500.00

.05%

.05%

Fifty Plus Checking

     $25,000.00 and over

.15%

.15%

     $2,500.00-$24,999.99

.15%

.15%

     $500.00-$2,499.99

.10%

.10%

Interest Checking

     $2,500.00 and over

.05%

.05%

     $1,000.00-$2,499.99

.05%

.05%

Business Interest Checking

 

.20%

.20%

Statement Savings**

 

.05%

.05%

Health Savings Accounts

     $2,500.00 and over

.20%

.20%

     $1,000.00 - $2,499.99

.15%

.15%

Money Market Checking**

     $50,000.00 and over

.20%

.20%

     $25,000.00 - $49,999.99

.15%

.15%

     $2,500.00-$24,999.99

.05%

.05%

     $500.00-$2,499.00

.05%

.05%

Above rates subject to change. Earnings on account may be reduced if fees are incurred.
APY is accurate as of 05/19/14
* = Annual Percentage Yield     ** = Up to six permissible withdrawals or transfers per month
Variable rate accounts - subject to change after account is opened.

 

Certificate of Deposit

Account Type

Minimum Opening Deposit

Interest Rate

APY*

3 Month Fixed Rate

$1,000.00

 .05%

 .05%

6 Month Fixed Rate

$1,000.00

.10%

.10%

12 Month Fixed Rate

$500.00

.20%

.20%

12 Month Variable Rate***

$100.00

Call for rate

Call for APY

18 Month Fixed Rate

$500.00

.30%

.30%

24 Month Fixed Rate

$500.00

.40%

.40%

30 Month Fixed Rate

$500.00

.50%

.50%

36 Month Fixed Rate

$500.00

.55%

.55%

48 Month Fixed Rate

$500.00

.70%

.70%

48 Month Variable Rate***

$500.00

Call for rate

Call for APY

60 Month Fixed Rate

$500.00

.90%

.90%

Jumbo 7 Day Fixed Rate

$100,000.00

.05%

.05%

Jumbo 14 Day Fixed Rate

$100,000.00

.05%

.05%

Jumbo 30 Day Fixed Rate

$100,000.00

.05%

.05%

Jumbo 60 Day Fixed Rate

$100,000.00

.05%

.05%

Jumbo 90 Day Fixed Rate

$100,000.00

 .05%

 .05%

Jumbo 180 Day Fixed Rate

$100,000.00

.10%

.10%

Jumbo 12 Months fixed

$100,000.00

.20%

.20%

Jumbo 18 Months fixed

$100,000.00

.30%

.30%

Jumbo 24 Months fixed

$100,000.00

.40%

.40%

Jumbo 30 Months fixed

$100,000.00

.50%

.50%

Jumbo 36 Months fixed

$100,000.00

.55%

.55%

Jumbo 48 Months fixed

$100,000.00

.70%

.70%

Jumbo 48 Months Variable Rate***

$100,000.00

Call for rate

Call for APY

Jumbo 60 Months fixed

$100,000.00

.90%

.90%

Above rates are subject to change.
APY is accurate as of 05/19/14 and assumes interest will remain on deposit until maturity.

Penalty for early withdrawal.
All CD's  are automatically renewable.
Interest is compounded monthly and credited monthly to all CD accounts.

 

* = Annual Percentage Yield
*** = Subject to change after account is opened.  

 

IRA Certificates

Account Type

Minimum Opening Deposit

Interest Rate

APY*

6 Month Fixed Rate

$500.00

.10%

.10%

12 Month Fixed Rate

$500.00

.20%

.20%

18 Month Fixed Rate

$500.00

.30%

.30%

18 Month Variable Rate***

$100.00

Call for rate

Call for APY

24 Month Fixed Rate

$500.00 

.40%

.40%

30 Month Fixed Rate

$500.00 

.50%

.50%

36 Month Fixed Rate

$500.00 

.55%

.55%

48 Month Fixed Rate

$500.00

.70%

.70%

48 Month Variable Rate***

$500.00

Call for rate

Call for APY

60 Month Fixed Rate

$500.00

.90%

.90%

Jumbo 6 Month

$100,000.00

.10%

.10%

Jumbo 12 Month

$100,000.00

.20%

.20%

Jumbo 18 Month

$100,000.00

.30%

.30%

Jumbo 24 Month

$100,000.00

.40%

.40%

Jumbo 30 Month

$100,000.00

.50%

.50%

Jumbo 36 Month

$100,000.00

.55%

.55%

Jumbo 48 Month

$100,000.00

.70%

.70%

Jumbo 48 Month Variable Rate***

$100,000.00

Call for rate

Call for APY

Jumbo 60 Month

$100,000.00

.90%

.90%

Above rates are subject to change.
APY is accurate as of 05/19/14 and assumes interest will remain on deposit until maturity.

Penalty for early withdrawal.
All IRA's are automatically renewable.
Interest is compounded monthly and credited monthly to all IRA accounts.

 

* = Annual Percentage Yield
*** = Subject to change after account is opened.

 

Please contact a loan officer for rate quotes on Loans at (864) 306-1444.

 

 

 
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