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Please see the link below titled IMPORTANT DISCLOSURES REGARDING THE NEW FDIC INSURANCE RULES.

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Current Rates

Checking and Savings
Account Type	Interest Rate	APY*
Cornerstone Club Checking
$25,000.00 and over	.20%	.20%
$2,500.00 - $24,999.99	.10%	.10%
below $2,500.00	.05%	.05%
Fifty Plus Checking
$25,000.00 and over	.20%	.20%
$2,500.00-$24,999.99	.15%	.15%
$500.00-$2,499.99	.10%	.10%
Interest Checking
$2,500.00 and over	.05%	.05%
$1,000.00-$2,499.99	.05%	.05%
Business Interest Checking
	.20%	.20%
Statement Savings**
	.10%	.10%
Health Savings Accounts
$2,500.00 and over	.25%	.25%
$1,000.00 - $2,499.99	.20%	.20%
Money Market Checking**
$50,000.00 and over	.25%	.25%
$25,000.00 - $49,999.99	.20%	.20%
$2,500.00-$24,999.99	.10%	.10%
$500.00-$2,499.00	.05%	.05%
Above rates subject to change. Earnings on account may be reduced if fees are incurred. APY is accurate as of 05/07/13 * = Annual Percentage Yield ** = Up to six permissible withdrawals or transfers per month Variable rate accounts - subject to change after account is opened.

Certificate of Deposit
Account Type	Minimum Opening Deposit	Interest Rate	APY*
3 Month Fixed Rate	$1,000.00	.15%	.15%
6 Month Fixed Rate	$1,000.00	.20%	.20%
12 Month Fixed Rate	$500.00	.30%	.30%
12 Month Variable Rate***	$100.00	Call for rate	Call for APY
18 Month Fixed Rate	$500.00	.40%	.40%
24 Month Fixed Rate	$500.00	.50%	.50%
30 Month Fixed Rate	$500.00	.60%	.60%
36 Month Fixed Rate	$500.00	.65%	.65%
48 Month Fixed Rate	$500.00	.80%	.80%
48 Month Variable Rate***	$500.00	Call for rate	Call for APY
60 Month Fixed Rate	$500.00	1.00%	1.01%
Jumbo 7 Day Fixed Rate	$100,000.00	.05%	.05%
Jumbo 14 Day Fixed Rate	$100,000.00	.05%	.05%
Jumbo 30 Day Fixed Rate	$100,000.00	.10%	.10%
Jumbo 60 Day Fixed Rate	$100,000.00	.10%	.10%
Jumbo 90 Day Fixed Rate	$100,000.00	.15%	.15%
Jumbo 180 Day Fixed Rate	$100,000.00	.20%	.20%
Jumbo 12 Months fixed	$100,000.00	.30%	.30%
Jumbo 18 Months fixed	$100,000.00	.40%	.40%
Jumbo 24 Months fixed	$100,000.00	.50%	.50%
Jumbo 30 Months fixed	$100,000.00	.60%	.60%
Jumbo 36 Months fixed	$100,000.00	.65%	.65%
Jumbo 48 Months fixed	$100,000.00	.80%	.80%
Jumbo 48 Months Variable Rate***	$100,000.00	Call for rate	Call for APY
Jumbo 60 Months fixed	$100,000.00	1.00%	1.01%
Above rates are subject to change. APY is accurate as of 05/07/13 and assumes interest will remain on deposit until maturity. Penalty for early withdrawal. All CD's  are automatically renewable. Interest is compounded monthly and credited monthly to all CD accounts. * = Annual Percentage Yield *** = Subject to change after account is opened.

IRA Certificates
Account Type	Minimum Opening Deposit	Interest Rate	APY*
6 Month Fixed Rate	$500.00	.20%	.20%
12 Month Fixed Rate	$500.00	.30%	.30%
18 Month Fixed Rate	$500.00	.40%	.40%
18 Month Variable Rate***	$100.00	Call for rate	Call for APY
24 Month Fixed Rate	$500.00	.50%	.50%
30 Month Fixed Rate	$500.00	.60%	.60%
36 Month Fixed Rate	$500.00	.65%	.65%
48 Month Fixed Rate	$500.00	.80%	.80%
48 Month Variable Rate***	$500.00	Call for rate	Call for APY
60 Month Fixed Rate	$500.00	1.00%	1.01%
Jumbo 6 Month	$100,000.00	.20%	.20%
Jumbo 12 Month	$100,000.00	.30%	.30%
Jumbo 18 Month	$100,000.00	.40%	.40%
Jumbo 24 Month	$100,000.00	.50%	.50%
Jumbo 30 Month	$100,000.00	.60%	.60%
Jumbo 36 Month	$100,000.00	.65%	.65%
Jumbo 48 Month	$100,000.00	.80%	.80%
Jumbo 48 Month Variable Rate***	$100,000.00	Call for rate	Call for APY
Jumbo 60 Month	$100,000.00	1.00%	1.01%
Above rates are subject to change. APY is accurate as of 05/07/13 and assumes interest will remain on deposit until maturity. Penalty for early withdrawal. All IRA's are automatically renewable. Interest is compounded monthly and credited monthly to all IRA accounts. * = Annual Percentage Yield *** = Subject to change after account is opened.

Please contact a loan officer for rate quotes on Loans at (864) 306-1444.

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