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Privacy Policy

Rev. 10/2012




Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Income
  • Account balances
  • Payment history
  • Transaction History
  • Credit History

When you are no longer our customer, we continue to share your information as described in this notice.


All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Cornerstone National Bank chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information

Does Cornerstone National Bank Share?

Can you limit this sharing?

For our everyday business purposes: Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus



For our marketing purposes: to offer our products and services to you


We don't share

For joint marketing with other financial companies


We don't share

For our affiliates' everyday business purposes: information about your transactions and experiences


We don't share

For our affiliates' everyday business purposes: information about your creditworthiness


We don't share

For nonaffiliates to market to you


We don't share



 Call 864-306-1444 or go to


What we do

How does Cornerstone National Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Cornerstone National Bank collect my personal information?

  • Open an account
  • Apply for a loan
  • Give us your contact information
  • Show your government-issued ID
  • Show your driver's license

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market you

State laws and individual companies may give you additional rights to limit sharing. (See below for more on your rights under state laws.)



Companies related by common ownership or control. They can be financial and non-financial companies.

  • Cornerstone National Bank has no affiliates.


Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Cornerstone National Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Cornerstone National Bank does not jointly market.


Privacy Model Disclosure
VMP® Bankers Systems™
Wolters Kluwer Financial Services © 2010


PRIV-MODEL 8/1/2010

2010.1/1768 2548567-010 EPRV1768




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